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Reference Summary
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Summary of Credit Card Terms - Part 1 (a-b)
Account Number – This is the number given the most exposure on a credit card. Often around 15 letters, and embossed on the physical card that the financial institution will give to a customer.
Additional Cardholder – This is when the credit card holder chooses to allow someone else to use their credit card funds. It is unlikely the additional person will have any obligations in terms of meeting payments that are made to them by the financial institution.
American Express – American Express or AMEX is a large credit card company however it maintains its own relationships with retailers and service providers, unlike MasterCard and Visa.
AMEX – See American Express for summary.
Annual Fee – This is a fixed yearly fee, charged by the credit card company for merely having a credit card. Please note that it is most likely that an APR and Withdrawal fees will be made on top of this.
Annual Percentage Rate – The rate at which you are charged on monies owed as a percentage over the course of a year. Should you owe $100 at 10% APR this would equal $10.
Approval Response – This explains that a payment has been authorized and approved.
APR – See Annual Percentage Rate for summary
ATM – See Automatic Teller Machine for summary.
Automatic Teller Machine – An Automatic Teller Machine or ATM allow cash withdrawals with a credit card provided that a PIN number is provided.
Authentication – This is a method of ensuring that the person completing a transaction is who they say they are.
Authorization – Authorization is a means of reducing credit card fraud. This is where the credit card issuer decided whether a transaction should go ahead, when the amount is larger than the pre-agreed transactional limit.
Authorization Amount – The amount at which authorization is needed (See Authorization summary)
Authorization Code – The code that the credit card issuer provides to indicate that they are happy for the transaction to go ahead (See Authorization summary)
Authorization Date – When a transaction was authorized (See Authorization summary)
Authorization Only – Varying with card type, this is a means of reserving funds, where a purchase will not be granted to take place immediately.
Authorized Transaction – This refers to a transaction that can go ahead per the response of the card issuer (See Authorization summary).
Bad Credit – See Bad Credit Rating for summary
Bad Credit Rating – This is a term associated with a person or a company that have failed to honour fiscal obligations in the past. It is most likely they have either completed payments late, have been bankrupt of perhaps exceeded their pre-agreed card limit.
Balance Transfer – This refers to the process of moving credit card debt from one or several credit cards to another credit card.
Balance Transfer Fee – This is a fee charged for a balance transfer (See Balance Transfer summary) which is waived by some, where others will charge around 1%-5%.
Bank Account – Where the merchants funds will be placed.
Bad Credit – See Bad Credit Rating for summary
About the Author
This article is written by Devin Gilliland publisher for credit-wisdom.com and jetclient.com
Any webiste with a detailed chpt summary of People History of The United States: From 1485-Present?
I am reading this novel and I seriously do not have time, and would like to ask people to assist me in this because I really need something that can really summarize the book from chapter to chapter with specific detailed references and quotes...or similar to that. I hope someone can help me with that....THANK YOU ALL SO MUCH....HAVE A G-DAY!!!!!
First of all, you may want to read the preface, since the author will often tell you what the basic summary of each section is going to be.
There is an overview, with some chapter summaries at http://www.wmich.edu/dialogues/texts/apeopleshistory.html
I also found chapter 4 at http://www.essays.cc/free_essays/a1/lpf13.shtml
Also, you can search inside the book on amazon.com - it will let you see table of contents, excerpts, etc.
Best of luck...
German parliament approves new, enlarged Afghan mandate - Summary
Berlin- German lawmakers on Friday approved a military surge in Afghanistan which will increase the authorized limit for the German troop contingent from 4,500 to 5,350. The German military - or Bundeswehr - mandate was carried by the parliamentary m...
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